Expatriate Insurance

If you are planning to live abroad, outside your country of normal residence, your government or regular health insurance plan will not cover you. The expatriate health insurance plan is designed for Expatriates who are no longer covered under a basic health insurance plan, or individuals who are awaiting other insurance coverage in the country in which they intend to reside. This health insurance plan is designed to insure the necessary health care required in the event of an accident or sickness, up to the limits of the policy. Return trips to your original country residence are generally covered; however, you must read the policy to confirm coverage.

Several companies provide products for International Travellers and Expatriates on our website: MultiNational Underwriters, Inc. (MNUI), International Medical Group (IMG), InterGlobal, and Specialty Risk International (SRI).

MNUI Atlas Series


Designed especially for international travellers, the Atlas series will offer coverage for any length of time from 5 days to a year. You will be covered for expenses incurred anywhere but your home country*, unless you purchase the Incidental Home Country rider, which allows for limited home country coverage. A variety of coverage limits and options are available to suit your budget and your needs.

*Home Country: The country where you principally reside and receive regular mail. If you are a US citizen, your home country is always considered to be the United States.

MNUI CitizenSecure Series


The CitizenSecure series provides annually renewable major medical insurance for people living anywhere in the world. Different options are available depending on where in the world you require coverage.

International Medical Group, Inc.
- not available to residents of British Columbia

International Medical Group, Inc. (IMG) truly understands the needs of international citizens. For more than a decade, IMG has provided medical insurance to individuals, families and groups who are living or traveling abroad. Whether you need individual coverage for a vacation or group coverage for your employees in locations around the world, IMG has a product to meet your needs.

IMG's strength lies in its ability to deliver superior service to our insured members. Our staff includes international claims administrators with a wealth of experience in processing claims from throughout the world; multilingual customer service representatives to assist our members; and an on-site medical staff available 24 hours a day, seven days a week for medical emergencies.

InterGlobal Expatriate
- not available to residents of British Columbia

InterGlobal is an award-winning provider of international health insurance based in the UK. Known for our innovation, flexibility and personal approach to service, we have seen great success in this competitive and growing market. Since the company was founded in 1998, we have seen rapid growth and now have customers in over 180 countries and eight offices worldwide, offering local support to our members in key regions.

InterGlobal are specialists in international health insurance, with the infrastructure, security and expertise to give you confidence in our products and service.

Seven Corners Expatriate
- not available to residents of British Columbia

Seven Corners, Inc. began offering international medical insurance to the worldwide community in 1993. Known as Specialty Risk International, Inc. (or SRI) up until January 1st, 2007, the company was founded by international insurance professionals with a strong commitment to customer service and a belief that the public deserved reliability when purchasing international insurance.