- Medically necessary treatment for sickness or injury whether in-patient or out-patient
- Services of physician, surgeon, anesthetist, registered graduate nurse
- X-rays and laboratory services
- Rental of medical appliances
Ambulance Services & Transportation Benefits
- Up to $10,000 per claim for a licensed ground ambulance
- Taxi in lieu of ambulance up to $100 per claim
- Emergency air transportation up to $250,000
- Return home for medical treatment up to $250,000
- Up to $5,000 for family transportation and up to $1,500 for incidental expenses
- Up to $10,000 for the preparation and return of remains or for cremation or burial
Enhanced Medical Benefits
- Maternity: up to $25,000, including childbirth; the pregnancy must commence during the term of insurance or within 30 days prior. One induced termination is covered per policy period.
- Prescription Drugs: up to a 30-day supply
- Paramedical Services: Services of a physiotherapist, osteopath, chiropractor, chiropodist or a podiatrist up to $1,000 per profession listed
- Psychiatric Care or Mental & Emotional Disorders: Up to $1,000 for outpatient visits to a psychiatrist or psychologist, or up to $25,000 for psychiatric hospitalization
- Trauma counselling: six sessions
- Dental Services: up to $4,000 for accident; $600 for emergency dental pain; $100 per tooth for impacted wisdom teeth
Elective Medical Benefits
- One annual medical examination per year
- One sexual health consultation (up to $100) per year
- One eye exam per year
- Up to $100 for vaccinations and tuberculosis testing per year
Accidental Death & Dismemberment
- Air Flight / Common Carrier Accident: $100,000
- 24 Hour Accident: $25,000
This document is a summary only and does not include all of the benefits, limitations, exclusions or conditions of coverage. The policy wording is the only legally binding description of coverage. Please consult the policy wording for further details.