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Key Features & Benefits

  TuGo Traveller Emergency Medical Allianz Global Assistance Emergency Hospital Medical Ingle Canuck Voyage
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Overall Maximum Limit$5,000,000$10,000,000$10,000,000
Covered AreasWorldwide including the US, worldwide excluding the US, or within CanadaWorldwide including the US, worldwide excluding the US, or within CanadaWorldwide including the US, worldwide excluding the US, or within Canada
Multi-Trip Annual Plan Options5, 10, 20, 35, 60, 95, 125, 155, or 182 days per tripAvailable offline – call us for a quote5, 10, 20, 35, 50, 65, or 100 days per trip
Pre-Existing Medical Condition CoverageSubject to stability period of 7-365 days (depending on age)Subject to stability period of 90-180 days (depending on age)Subject to stability period of 30-180 days (depending on age)
Excluded SportsOut-of-bounds skiing, snowboarding, snowshoeing, or non-motorized snow-bikingAll professional sports, motorized speed contests, stunt activities, skiing or snowboarding out of bounds, ski jumping, skydiving, sky-surfing, scuba diving (except if certified by internationally recognized and accepted program, or if diving depth does not exceed 30 metres), white water rafting (except grades 1 to 4), street luge, skeleton activity, mountaineering, any rodeo activityAll professional sports, rock or mountain climbing, hang gliding, parachuting, bungee jumping, skydiving, any motorized race or speed contest, scuba diving (except if certified by internationally recognized and accepted program such as NAUI or PADI, or if diving depth does not exceed 30 metres)
Hospital AccommodationReasonable and customary costs (semi-private room)Reasonable and customary costs (private or semi-private room)Reasonable and customary costs (semi-private room)
PhysicianReasonable and customary costsReasonable and customary costsReasonable and customary costs
AmbulanceReasonable and customary costsReasonable and customary costsReasonable and customary costs
Prescription Drugs30-day supply (limit does not apply when hospitalized)30-day supply, $1,000 limit (limits do not apply when hospitalized)30-day supply (limit does not apply when hospitalized)
Dental Accident$4,000$4,000$5,000
Dental Pain$500$500$500
Emergency TransportationAir ambulance or economy airfare to the home province or territory Air ambulance or economy airfare to the home province or territory Air ambulance or economy airfare to the nearest appropriate medical facility or a Canadian hospital
Specialists and Therapists$500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist$500 per profession for physiotherapist, chiropractor, osteopath, chiropodist, podiatrist, acupuncturist$500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist, optometrist, acupuncturist
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