Working afar? Staying long?

Leave insurance worries out of your personal baggage.

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Stress-free coverage for those who live away.

Expatriate insurance starts with these benefits.

Annual International Coverage

Annual International Coverage

For anyone travelling, working, or living outside their home country

Emergency Sickness and Injury

Emergency Sickness and Injury

Coverage for treatment of unforeseen medical events

Outpatient Services and Non-Emergency Expenses

Outpatient Services and Non-Emergency Expenses

Coverage for a variety of medical practitioners, check-ups, and other non-emergency medical expenses

Optional Add-Ons

Optional Add-Ons

Coverage for maternity expenses, term life insurance, accidental death, and more

Key Features & Benefits

Overall Maximum Limit $5,000,000 or $8,000,000 USD
Eligible Countries of Citizenship Any country
Covered Areas 1. Worldwide; 2. Worldwide excluding the US, Canada, China, Hong Kong, Japan, Macau, Singapore, and Taiwan
Duration Options Annual
Emergency Medical Reasonable and customary costs
Outpatient Services Silver plan: 25 visits with coverage limits for specific expenses. Other plans: reasonable and customary costs
Local Ambulance $1,500; or reasonable and customary costs (depending on plan)
Hospital Accommodation Reasonable and customary costs (semi-private or private room, depending on plan)
Emergency Evacuation Silver plan: $50,000. Other plans: up to overall maximum limit
Prescription Drugs Reasonable and customary costs
Check-Ups Silver plan: not covered. Other plans: $250 to $500 per year, after a waiting period of 6-12 months (depending on plan)
Maternity Silver and Gold plans: optional rider available for $50,000 of coverage, after a waiting period of 12 months. Platinum plan: $50,000 of coverage without additional rider
Dental Silver plan: $1,000 for dental accident. Gold: reasonable and customary costs for dental accident, $100 for dental pain. Platinum plan: reasonable and customary costs for dental accident, coverage for non-emergency dental and dental pain, up to specific limits
Mental/Nervous Conditions Silver and Gold plans: covered up to specific limits after 12 months. Platinum plan: covered the same as any illness after 12 months
Organ Transplants $250,000 to $2,000,000 (depending on plan)
Vision Silver and Gold plans: not covered. Platinum plan: $100 for exams and $150 for materials per 24 months
Optional Riders Global Term Life, Accidental Death and Dismemberment, Global Daily Indemnity, Maternity, Terrorism (Platinum plan only), Sports
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