IMG Patriot Platinum Travel Medical

The Patriot Platinum plan provides high-end coverage for short-term international travellers who are looking for the maximum coverage available. This plan offers a variety of maximum overall limits up to $8,000,000 (USD) as well as enhanced benefits and services. In addition to medical coverage, this plan includes benefits for emergency evacuation and repatriation as well as trip interruption, baggage, accidental death, and optional trip cancellation coverage for US citizens.

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Key Features & Benefits

Covered Areas 1. Worldwide including the US; 2. Worldwide excluding the US
Emergency Medical Overall Maximum Limit $1,000,000, $5,000,000, $8,000,000
Deductible Options No deductible, $100, $250, $500, $1,000, $2,500, $5,000, $10,000, $25,000
Sports Coverage Basic sports covered; optional rider available for adventure sports
Home Country Coverage Covered up to 2 weeks per policy
Emergency Medical Evacuation Limit Up to selected medical maximum limit
Pre-Existing Medical Condition Coverage - Medical Coverage for sudden and unexpected recurrence of a pre-existing condition: Non-US citizens, ages 64 and younger: up to $50,000. Non-US citizens, ages 65 and older: up to $2,500. US citizens, ages 64 and younger: up to medical maximum limit when insured through a primary health plan; $20,000 limit when not insured through a primary health plan. US citizens, ages 65 and older: up to $2,500
Pre-Existing Medical Condition Coverage - Evacuation Sudden and unexpected recurrence of a pre-existing condition is covered up to $25,000
Trip Cancellation Optional rider available; up to $25,000 coverage per insured person
Trip Interruption Limit $10,000
Baggage Limit $500
Accidental Death and Dismemberment Limit $50,000
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