TuGo Quest

The Quest plan offers quality medical coverage similar to other snowbird plans. However, with the Quest plan come additional options: the Future Stability Option guarantees coverage of a pre-existing condition even if it becomes unstable between the time you purchase and the time you depart. The Guaranteed Stability Option provides similar coverage, but applies even if your conditions are unstable at the time of purchase.

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Key Features & Benefits

Overall Maximum Limit $5,000,000
Covered Areas Worldwide
Multi-Trip Annual Plan Options 9, 16, 30, or 60 days per trip
Deductible Options No deductible, $250, $500, $1,000, $5,000, $10,000, $50,000, $100,000 (CAD)
Pre-Existing Medical Condition Coverage Subject to stability period of 90-365 days prior to departure (depending on answers to medical questionnaire). Guaranteed Stability Option available for unstable medical conditions
Hospital Accommodation Reasonable and customary costs (semi-private room)
Physician Reasonable and customary costs
Ambulance Reasonable and customary costs
Prescription Drugs 30 day supply (limit does not apply when hospitalized)
Dental Accident $4,000
Dental Pain $500
Emergency Transportation Air ambulance or economy airfare to the home province or territory
Specialists and Therapists $500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist
Excluded Sports All professional sports, SCUBA diving (unless you are certified by an internationally recognized and accepted program)
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