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Key Features & Benefits

  RSA Visitors to Canada Travel Insurance TuGo Visitors to Canada Platinum Allianz Visitors to Canada Ingle Discover Canada
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Overall Maximum Limit$10,000, $15,000, $25,000, $50,000, $100,000, $150,000$10,000-$300,000 in $10,000 increments$10,000, $25,000, $50,000, $100,000, $150,000, $300,000$50,000, $100,000, $150,000, $300,000, $500,000, $1,000,000
Deductible OptionsAges 85 and younger: no deductible, $100, $1,000. Ages 86 and older: $500No deductible, $500, $1,000, $2,500, $5,000, $10,000No deductible, $100, $250, $1,000, $3,000Ages 70 and younger: no deductible, $100, $250, $500, $1,000, $3,000, $5,000, $10,000, $25,000. Ages 71-90: $500, $1,000, $3,000, $5,000, $10,000, $25,000
Pre-Existing Medical Condition Stability Period120 days prior to policy effective date120 days prior to policy effective dateAges 59 and younger: 90 days prior to policy effective date. Ages 60-79: no coverage for pre-existing heart conditions, stroke or mini-stroke; 180-day stability prior to effective date for other conditionsAges 70 and younger: 90 days prior to the effective date. Ages 71-80: 180 days prior to the effective date. Ages 81-90: no coverage for pre-existing medical conditions
Side TripsCovers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin
MaternityNo coverage for maternity expenses in the 9 weeks before or after the expected delivery date$3,000 of coverage if pregnancy commences after the policy effective dateNo coverage for maternity expenses$5,000 of coverage if pregnancy commences after the policy effective date and coverage remains in force for the entire duration of the pregnancy
Excluded SportsAll professional sports, competitive motorized sporting events, racing or speed contests, SCUBA diving (unless you hold a basic SCUBA designation from a Canadian certified school), hang-gliding, rock climbing, paragliding, skydiving, parachuting, bungee jumping, mountaineeringAll professional sports, SCUBA diving (unless you are certified by an internationally recognized and accepted program)All professional sports, motorized contests, stunt activities, any skiing out of bounds, heliskiing, ski jumping, skydiving, sky-surfing, SCUBA diving (except if certified by internationally recognized and accepted program, or if diving depth does not exceed 30 metres), whitewater rafting (except grades 1 to 4), street luge, skeleton activity, mountaineering, or participation in any rodeo activityRock or mountain climbing, hang gliding, parachuting, bungee jumping, or skydiving; participation in any motor sport or motor racing; participation in any sport as a professional athlete (for which the insured person is remunerated) or scuba diving (except if certified by an internationally recognized and accepted program such as NAUI or PADI, or if diving depth does not exceed 30 metres)
Recommended for Super Visa TravellersYesYes - ages 89 and youngerYes - ages 89 and youngerYes - ages 90 and younger
Hospital Accommodation/PhysicianReasonable and customary costsReasonable and customary costsReasonable and customary costsReasonable and customary costs
AmbulanceReasonable and customary costsReasonable and customary costsReasonable and customary costsReasonable and customary costs
Prescription Drugs$500 (limit does not apply when hospitalized)$10,000 or 30-day supply (limit does not apply when hospitalized)$1,000 or 30-day supply$1,000 or 30-day supply (limit does not apply when hospitalized)
Emergency TransportationEconomy airfare to country of origin including medical attendant or stretcherEconomy airfare to country of origin, including medical attendant or stretcherEconomy airfare to country of origin, including medical attendant or stretcher; air ambulance, if medically necessaryEconomy airfare to country of origin, including medical attendant or stretcher; air ambulance, if medically necessary
Specialists and Therapists$500 per profession for physiotherapist, chiropractor, osteopath, chiropodist, podiatrist, acupuncturist$500 per profession for physiotherapist, chiropractor, chiropodist, osteopath, podiatrist$500 per profession for physiotherapist, chiropractor, osteopath, chiropodist, podiatrist, acupuncturist$500 per profession for physiotherapist, chiropractor, osteopath, podiatrist, acupuncturist, psychiatrist/psychologist
Accidental Death and DismembermentN/A$25,000Up to overall maximum limit$50,000
Flight AccidentUp to overall maximum limit$25,000N/A$50,000
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