Discover Canada

An affordable, comprehensive assistance and medical service plan for anyone without government health insurance—Super Visa applicants, travelling youth, new immigrants, and returning Canadians. Discover Canada offers higher coverage options than any other plan, up to $1 million, and includes additional non-emergency coverage options like maternity, physical exams, vaccines, and eye exams. Underwritten by Lloyd's Syndicate Management Limited/Lloyd’s Underwriters. Rates are subject to change without notice. Please note that premiums will be charged at the time of completion of a policy purchase.

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Key Features & Benefits

Overall Maximum Limit $50,000, $100,000, $150,000, $300,000, $500,000, $1,000,000
Deductible Options Ages 70 and younger: no deductible, $100, $250, $500, $1,000, $3,000, $5,000, $10,000, $25,000. Ages 71-90: $500, $1,000, $3,000, $5,000, $10,000, $25,000
Pre-Existing Medical Condition Stability Period Ages 70 and younger: 90 days prior to the effective date. Ages 71-80: 180 days prior to the effective date. Ages 81-90: no coverage for pre-existing medical conditions
Side Trips Covers worldwide travel as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin
Maternity $5,000 of coverage if pregnancy commences after the policy effective date and coverage remains in force for the entire duration of the pregnancy
Excluded Sports Rock or mountain climbing, hang gliding, parachuting, bungee jumping, or skydiving; participation in any motor sport or motor racing; participation in any sport as a professional athlete (for which the insured person is remunerated) or scuba diving (except if certified by an internationally recognized and accepted program such as NAUI or PADI, or if diving depth does not exceed 30 metres)
Recommended for Super Visa Travellers Yes - ages 90 and younger
Hospital Accommodation/Physician Reasonable and customary costs
Ambulance Reasonable and customary costs
Prescription Drugs $2,000 or 30-day supply (limit does not apply when hospitalized)
Emergency Transportation Economy airfare to country of origin, including medical attendant or stretcher; air ambulance, if medically necessary
Specialists and Therapists $500 per profession for physiotherapist, chiropractor, osteopath, podiatrist, acupuncturist, psychiatrist/psychologist
Accidental Death and Dismemberment $50,000
Flight Accident $50,000
Quebec Residents For more information with regards to the name and contact information of the insurer, together with the warnings about the consequences of misrepresentation or concealment, please click here.
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