GMS Immigrants & Visitors to Canada

Whether visiting family or immigrating to Canada permanently, GMS is an affordable option for your emergency medical treatment and care. Note: this product is not offered in Quebec, New Brunswick, Nunavut, Yukon, and the Northwest Territories.


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Key Features & Benefits

Overall Maximum Limit $25,000, $50,000, $100,000, $150,000
Deductible Options No deductible, $100, $500, $1,000
Pre-Existing Medical Condition Stability Period 180 days prior to policy effective date
Side Trips Covered in the United States and Mexico as long as the majority of the policy duration is spent in Canada. No coverage while in country of origin
Maternity No coverage for maternity expenses
Excluded Sports Professional sports, speed contests or racing of motorized land, water or air vehicle(s), an extreme sport, including but not limited to scuba diving (except when you are NAUI, PADI, ACUC or SSI certified), bungee jumping, parachuting, mountaineering, skydiving, rodeo, hang gliding, acrobatic or stunt flying or jockeying
Recommended for Super Visa Travellers Yes - ages 79 and younger
Hospital Accommodation/Physician Reasonable and customary costs
Ambulance Reasonable and customary costs
Prescription Drugs 30-day supply
Emergency Transportation Only when on a covered side trip to the United States or Mexico: air ambulance or economy airfare to destination in Canada or country of origin, including medical attendant, if medically necessary
Specialists and Therapists $300 combined for osteopath, physiotherapist, chiropractor, chiropodist, podiatrist
Accidental Death and Dismemberment N/A
Flight Accident N/A

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